Let’s get acquainted.
First, a little about us. We’re proud to be Michigan-based. Though we’re comfortable expanding our reach across the US, like most successful businesses we know our sweet spot.
We believe that the American retirement system is the best in the world. It is the proverbial three-legged stool: Social Security, personal savings and company-sponsored retirement plans. Despite being the best system in the world, there is valid criticism. Small and medium sized plans are overpriced and underserved.
It’s our mission to help level the playing ﬁeld.
We believe that small-medium sized businesses and their employees, who make up at least two-thirds of the U.S. workforce, deserve retirement security every bit as much as Fortune 500 companies do. In fact, it’s our mission to deliver service and value to a market that too often is overlooked and underserved. To do this, we manage retirement plans strategically, planning each move, looking ahead, watching for the unexpected. Planning for retirement is a lot like playing chess. It’s the long view that wins.
Over the years, we’ve developed a system of helping people accumulate money for retirement on a tax eﬃcient basis, taking advantage of the government rules at our disposal. In addition to that, we’re one of the few companies who also dedicate themselves to eﬃcient distribution of the funds our clients have accumulated.
We help our clients calculate when they can retire, how much they can spend, where to invest (using a bucket theory approach to address the risks of sequence return) and where to withdraw funds to maximize tax planning and keep Medicare premiums as low as practical.
We’ve discovered that distribution planning in retirement is just as important as accumulation planning before retirement. And naturally, just like during your working years, we coordinate with your tax professional during your retirement years.
Once we understand what makes you unique, we can help ensure your retirement plan is the best it can be and that the people you employ have the tools they need to retire successfully.