We work for business owners. We work for you.

Michigan Pension & Financial designs, implements and services 401(k) and other qualified retirement plans for small businesses like yours–businesses that otherwise might get lost in the crowd. Because we are a “producing TPA,” operating as both TPA and the plan’s investment advisor, we considerably lighten the load for business owners looking to establish a plan or needing administration expertise. When you work with us, you have one organization meeting your needs, not several. No competing agendas or confusion. Your needs first… always.

It’s not uncommon for a 401(k) plan to require the services of an attorney to draft the plan document; an administrator to perform plan administration and compliance testing, and to prepare the tax forms; and an investment professional to address the growing fiduciary concerns of tax-qualified plans. Because we perform all of these tasks, our costs are lower. And we pass these savings to you. You’ll benefit from a seamless, streamlined process.